1. Acceptance of Terms

Welcome to Cyber Jack Academy! By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our service. These terms apply to all visitors, users, parents, guardians, and others who access or use the service.

2. About Cyber Jack Academy

Cyber Jack Academy is an educational platform designed to teach internet safety to families. Based on the book "Say No To Internet Monsters: A Cyber Jack Adventure" by Skip Myers, our mission is to empower families with the knowledge and skills needed to navigate the digital world safely.

3. Account Holder Consent

Cyber Jack Academy is designed for use by families. By creating an account, you confirm that you are:

• At least 18 years of age
• Authorized to manage user profiles for your family
• Consenting to your users' participation in the educational activities
• Responsible for monitoring the platform's use

4. User Accounts

When you create an account with us, you must provide accurate, complete, and current information. You are responsible for:

• Maintaining the confidentiality of your account password
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account
• Ensuring the platform is used with appropriate supervision

5. Purchases and Payment

Cyber Jack Academy offers both free and premium access through one-time purchases:

• Free Access: Limited topics (Phishing & Password Security)
• Premium Access: One-time purchase for lifetime access to all 10 cybersafety topics, lessons, and certificates
• Payments are processed securely through Stripe
• 7-Day Money Back Guarantee: All paid plans include a 7-day refund period from the date of purchase
• To request a refund within the 7-day period, email support@cyberjackacademy.com
• After the 7-day period, all sales are final and no refunds will be issued
• Refund requests must be submitted within 7 calendar days of the original purchase date

6. Lifetime Access Definition

All premium plans and products are sold as "lifetime access" one-time purchases. This means:

• Definition: "Lifetime access" means access for the lifetime of the Cyber Jack Academy platform
• No Recurring Fees: Your one-time purchase provides ongoing access without monthly or annual fees
• Platform Updates: You will receive access to updates and improvements made to your purchased content
• Platform Discontinuation: In the event that Cyber Jack Academy is discontinued, we may or may not provide refunds or offline materials at our sole discretion
• No Guaranteed Duration: Lifetime access does not guarantee any specific duration of service availability

We are committed to providing long-term value to our users and will make reasonable efforts to notify users in advance of any significant changes to platform availability.

7. Refund Policy

Cyber Jack Academy offers a 7-Day Money Back Guarantee on all paid plans:

• Eligibility: Refund requests must be submitted within 7 calendar days of the original purchase date
• How to Request: Email support@cyberjackacademy.com with your account email and purchase details
• Processing: Approved refunds will be processed to your original payment method within 5-10 business days
• After 7 Days: All sales are final after the 7-day guarantee period. You will retain lifetime access to your purchased content
• Free Plan: The Free tier does not require payment and is not subject to this refund policy

We believe in our product and want every family to succeed. If you have concerns before the 7-day period ends, please contact us—we're here to help!

8. Educational Content

All educational content, including lessons, challenges, and study materials, is provided for informational and educational purposes only. While we strive for accuracy, internet safety is an evolving field. We encourage families to supplement our content with ongoing conversations about online safety.

9. Intellectual Property

The Cyber Jack Academy platform, including all content, features, and functionality, is owned by Skip Myers and is protected by copyright, trademark, and other intellectual property laws. This includes:

• The "Cyber Jack" character and branding
• "Say No To Internet Monsters" trademark
• All educational content, lessons, and challenges
• Website design, graphics, and user interface
• Study guides, presentations, and downloadable materials

You may not reproduce, distribute, modify, or create derivative works without express written permission.

10. Acceptable Use

You agree NOT to:

• Use the service for any unlawful purpose
• Share your account credentials with others outside your household
• Attempt to gain unauthorized access to any part of the service
• Interfere with or disrupt the service or servers
• Use automated systems to access the service without permission
• Copy, redistribute, or resell our educational content

11. Certificates

Certificates of achievement are provided for educational and motivational purposes. They do not constitute professional certification or accreditation. Certificates are issued upon completion of course requirements as defined within the platform.

12. Limitation of Liability

To the fullest extent permitted by law, Cyber Jack Academy and Skip Myers shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

13. Disclaimer of Warranties

The service is provided "as is" and "as available" without warranties of any kind, either express or implied. While we strive to provide accurate and helpful educational content, we make no guarantees about the completeness, reliability, or accuracy of the information.

14. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or through a notice on the website. Your continued use of the service after changes indicates acceptance of the modified terms.

15. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users, us, or third parties, or for any other reason.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

17. Contact Information

If you have any questions about these Terms and Conditions, please contact us: